The Realist App – coming soon
The smartest way to invest money.
Direct Indexing. The security of ETFs with the potential of a personalized stock portfolio. Don’t throw your money away.
Better than ETFs.
Imagine an ETF is a predefined basket full of stocks. Direct Indexing allows you to buy the same stocks from that basket, leave out the ones you don't like, and save the extra costs for the basket you don’t even need.
Realist – The Direct Indexing App.
Your ticket to Direct Indexing portfolios.
Create individual savings goals
Achieve your goals step by step. You can set up unlimited savings goals, make regular deposits, and do it all super efficiently through direct indexing. That way, you always have a clear overview of your investment.
Deposit and withdraw anytime.
Goal reached? You can withdraw your invested money at any time. Whether it’s to fulfill a dream or just spontaneously. Your money, your rules.
Personalize your portfolio
Turn an ETF into your own personalized portfolio. If you don’t like a stock, you can include or exclude as many as you like, whenever you want. This way, you invest exactly according to your values and preferences.
Breaking News: ETFs cost money.
Most people don’t know that investing in ETFs also continuously costs money. These costs are deducted from the fund price, so investors don’t see any debits. But if you want to get the most out of your money, Realist is the answer: €10 per month, zero product fees, zero trading fees.
Product cost
Trading cost
Investment
Return
After 12 mo.
Realist
Direct Indexing
0%
0€
1000 €
7,00%
1070 €
Neo Broker
World ETF
0,3%
2€
1000 €
7,00%
1065€
Big Bank
World ETF
0,3%
7,80€
1000 €
7,00%
1059,20€
Online Broker
World ETF
0,3%
19,80€
1000 €
7,00%
1047,20€
Sample calculation based on a World ETF such as "MSCIWorld EUR" (ISIN: FR0010315770; Symbol: LYWLD)
Be among the first,
to use Realist.
Stay up to date with app updates, benefit from beta user advantages and invest your money smarter than anyone else!
Stop giving your money to
middlemen.
Premium financial services for a fraction of the cost.
With Direct Indexing, you invest directly in stocks instead of paying middlemen for funds. This means you save all product costs and gain the ability to personalize your investments as well as benefit from high-quality, fully automated tax optimization.
Learn more about our pricing
The value of investments and any income from them may fluctuate and investors may not get back the full amount invested.
@Realist 2025